💝 Widow Pension Experts

Widow Pension & Family Benefits: Claim Your Rights Under EPS

Losing a loved one is difficult; navigating EPFO paperwork shouldn't add to the stress. We help widows claim monthly family pension, EDLI insurance, and EPF death benefits quickly and compassionately.

Claim Widow Pension → How It Works

800+
Family Claims

98%
Settlement Rate

15-30 Days
Processing Time

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Family Pension Secured

About Widow Pension Service

Under the Employees' Pension Scheme (EPS), 1995, the spouse (widow/widower) of a deceased EPF member is entitled to a monthly family pension. In addition, the family can claim the EPF balance, EDLI insurance (up to ₹7 lakh), and other benefits. Our service simplifies this entire process — from gathering documents to filing Form 10D (pension), Form 10C (withdrawal), and death claim forms. We ensure your family receives the financial support they deserve without unnecessary delays.

📌 Benefits for Family of Deceased Member:
• Monthly Widow Pension (50% of member's pension) — lifelong
• EPF Accumulation (employee + employer share) — lump sum
• EDLI Insurance up to ₹7,00,000
• Pension for children up to 25 years
• Orphan pension if both parents deceased

What We Offer

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Widow Pension (Form 10D)

Assistance to claim monthly family pension under EPS with correct service calculation.

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EPF Death Claim (Form 19)

Lump sum withdrawal of EPF balance of deceased member.

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EDLI Insurance Claim

Claim up to ₹7 lakh insurance benefit under Employees' Deposit Linked Insurance scheme.

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Children's Pension

Monthly pension for children until age 25 (or 25 years for unmarried daughters).

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Documentation Support

Help with death certificate, legal heir certificate, nomination forms, and KYC documents.

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Nominee/Heir Verification

Assistance in establishing rightful claimants if nomination not updated.

Our Family Pension Claim Process

Initial Consultation

Understand your situation, gather member details, and identify all eligible benefits.

Document Collection

Assist in obtaining death certificate, proof of relationship, bank details, and UAN of deceased.

Form Preparation

Prepare Form 10D (pension), Form 19 (EPF withdrawal), and EDLI claim forms with accurate details.

Submission & Follow-up

File claims with EPFO, track status, respond to objections, and coordinate with employer if needed.

Disbursement & Pension Commencement

Ensure lump sum credit and monthly pension starts on time, with arrears from date of death.

Benefits Available to Family

✔️ Monthly Widow Pension (lifelong)

✔️ EPF Corpus (employee + employer share)

✔️ EDLI Insurance up to ₹7,00,000

✔️ Pension for Children (up to 25 years)

✔️ Orphan Pension (if both parents deceased)

✔️ Funeral Expenses up to ₹15,000

✔️ Interest on delayed payments

✔️ Arrears from date of death

Documents Required for Widow Pension Claim

📄 Death Certificate of Member

🆔 Aadhaar Card of Claimant

💍 Marriage Certificate (for widow)

📷 Photograph of Claimant

🏦 Bank Account Details (with IFSC)

📋 UAN / Member ID of Deceased

📑 Legal Heir Certificate (if no nomination)

👶 Birth Certificate of Children (if claiming children pension)

📝 Cancelled Cheque / Passbook copy

📄 Employer details (if employed)

We help arrange and certify all documents as per EPFO requirements.

Frequently Asked Questions on Widow Pension

Who is eligible for widow pension under EPS? ▼

The widow/widower of a deceased EPF member who was eligible for EPS pension (had at least 1 day of service under EPS) is entitled to monthly family pension. It is payable for life, even if the member had not retired.

How much widow pension will I receive? ▼

The widow receives 50% of the pension the member was entitled to (or would have been entitled to). The minimum pension is ₹1,000 per month. We help calculate the exact amount.

What if the deceased member had not updated nomination? ▼

If no nomination exists, legal heir certificate from court or succession certificate is required. We guide you through obtaining the certificate and filing claims with it.

Can children also get pension? ▼

Yes, children up to 25 years of age (and unmarried daughters for life) receive 25% of the widow's pension each, subject to a maximum of 50% total for all children. Orphan children (both parents deceased) get 75% of the pension.

How long does it take to get widow pension after application? ▼

Once the claim is filed with complete documents, EPFO typically settles within 15-30 days. The pension starts from the date of death, with arrears paid along with first pension.

Need Help Claiming Widow Pension & Benefits

We are here to support you during this difficult time. Let us handle the paperwork so you can focus on your family.

📞 +91 8891909965

✉️ support@fogsconsultants.com

💬 WhatsApp Us

Start Your Claim →

✅ Compassionate support | 🔒 800+ family claims settled | ⚡ Fast processing