Medical emergencies can be financially draining. Get quick access to your PF funds for hospitalization, surgeries, or treatment of self, spouse, children, or dependent parents. Expert help for Form 31 and fast approval.
Medical Advance Approved
Under the EPF scheme, members can withdraw a portion of their PF for medical treatment of self, family members (spouse, children), and dependent parents. This is a partial withdrawal (advance) under Form 31, which does not require you to quit your job. Our service helps you understand eligibility, calculate the maximum amount, prepare the application, and ensure quick approval so you can focus on recovery.
Maximum withdrawal: 6 months' basic + DA or employee's contribution + interest, whichever is lower.
Unlike marriage advance, there is no minimum service period for medical advance. Even new employees can apply.
You can withdraw multiple times for different illnesses or recurring treatments (subject to available balance).
Withdraw for your own medical expenses – hospitalization, surgery, or critical illness.
Withdraw for spouse, children, or dependent parents' medical treatment.
Inpatient treatment, surgery, pre/post-operative care, ICU, etc.
Cancer, kidney failure, heart disease, organ transplant, etc. – higher limits often allowed.
Expert drafting of Form 31 with correct purpose code (Medical – Code 05 for self/ family).
Help with medical certificates, hospital bills, and supporting documents.
Discuss medical need, verify available PF balance, and confirm eligibility.
Gather medical certificates, hospital admission papers, doctor's prescription, and estimate of expenses.
Fill Form 31 with purpose code 05 (Medical), correct amount, and attach medical documents.
Coordinate with employer for online approval and digital signature.
Submit claim online, track status, resolve any objections, and ensure amount credited.
We help you organize and certify all documents as per EPFO requirements.
Don't let financial stress delay treatment. Our experts ensure your medical advance is processed in the shortest possible time.
Apply for Medical Advance →✅ 1500+ medical claims | 🔒 Fast processing | ⚡ 5-10 day approval
