Complete ESIC Compliance
& Registration
for Kerala Employers.

Currently ₹21,000 per month (₹25,000 for persons with disability). Employees earning above this threshold are exempt from ESIC. The limit is applied to gross wages including basic, DA, HRA and all allowances (excluding overtime, reimbursements and gratuity).

Yes. Once your employee count reaches 10 or more (in applicable establishments), ESIC registration becomes mandatory and must be done within 15 days. FOGS handles the registration, employee enrollment and IP card generation from day one.

We coordinate directly with ESIC dispensaries, prepare and verify claim forms, submit to the relevant ESIC branch, track claim status, and follow up until the benefit is credited. We handle sickness benefit, maternity benefit, disablement benefit and dependent benefit claims.

Typically: PAN card of the establishment, address proof, list of employees with their details (name, DOB, gender, wages, date of joining), bank account details, and partnership deed/MOA/AOA as applicable. FOGS will provide a complete checklist customised for your business type.

ESIC applies to factories and specified establishments with 10+ employees earning ≤₹21,000/month. This includes shops, hotels, restaurants, cinema halls, road motor transport undertakings and newspaper establishments. Some categories like seasonal establishments may have different rules. FOGS assesses your exact obligation.

Insured employees and their dependants are entitled to: free medical care at ESIC hospitals and dispensaries, sickness benefit (70% of wages for up to 91 days), maternity benefit (100% wages for 26 weeks), disablement benefit for work-related injuries, dependent benefit for family members in case of employee death, and more.

Employer contributes 3.25% of gross wages and employee contributes 0.75% of gross wages every month. These are calculated on total gross wages (excluding overtime, gratuity and reimbursements). FOGS calculates exact contributions for each employee, generates challans and files by the 15th.

Voluntary coverage under ESIC is possible for some establishment categories. However, compulsory coverage applies only when the headcount threshold (10 employees for shops/establishments) is met. Contact FOGS for advice specific to your business type and state.