Form 20 is used to withdraw your Employee Pension Scheme (EPS) corpus or obtain a Scheme Certificate when leaving employment. Our experts ensure accurate filing, coordinate with employers, and handle rejections for a seamless process.
Pension Withdrawal Simplified
Form 20 is the prescribed application for members to withdraw their EPS (Employee Pension Scheme) contribution or to obtain a Scheme Certificate when leaving an establishment. If you have less than 10 years of service, you can withdraw the entire EPS amount. With 10 or more years, you may opt for a Scheme Certificate to preserve pension benefits for future. The form requires employer attestation and accurate KYC details. Our service ensures error-free submission, follow-up with employers, and resolution of any EPFO objections.
Incorrect dates of employment lead to rejection or wrong calculation of pension benefits.
Employer fails to digitally sign the form, causing indefinite pending status.
Name, DOB, or Aadhaar not matching across UAN, PAN, and bank records.
Pension nomination missing or outdated – EPFO insists on updating before claim.
Form 20 cannot be filed immediately after leaving; cooling period applies.
If you changed jobs, service history needs to be consolidated, else claim fails.
Verify your total service across employers, identify gaps, and consolidate if needed.
Recommend whether to withdraw EPS or take Scheme Certificate based on service years.
Fill Form 20 with accurate details, attach relevant KYC and bank proof.
Liaise with current/previous employer to approve and attest the form online.
Track claim, handle any objections, file grievance if delayed, ensure payout or certificate issuance.
Don't let Form 20 complexities delay your hard-earned pension benefits. Get expert assistance today.
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