What are the eligible purposes for Form 31 withdrawal?
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Medical treatment (self or family), marriage (self, sibling, child), higher education, home loan repayment, house construction/purchase, and certain emergencies. We help you select the right category.
How much PF can I withdraw using Form 31?
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It depends on the purpose and service years. Typically up to 50–75% of your balance for marriage/education, or up to 12 months’ basic wages for medical. We calculate the exact eligible amount for you.
Do I need employer approval for Form 31?
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Yes, in most cases, the current employer must attest the claim. We coordinate with your HR to get it approved. If employer is unresponsive, we have alternative escalation methods.
How long does it take to get PF advance after filing?
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Typically 7–15 working days after employer approval. Delays may occur if documents are missing or KYC issues. Our proactive follow-up minimizes delays.
Can I file Form 31 if I have less than 5 years of service?
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Yes, for medical emergencies and certain other purposes, no minimum service is required. For marriage/education, 5 years of service is needed. We check eligibility before filing.