🧓 EPS-95 Pension
EPS Pension Calculator
Estimate your monthly Employees' Pension Scheme (EPS-95) payout using the official EPFO formula.
Average basic+DA of your last 60 months, capped at ₹15,000 under the current EPS wage ceiling.
Total years you contributed to EPS. A 2-year bonus is added automatically if service exceeds 20 years.
Estimated Monthly Pension
₹0
⚠️ This is an estimate using the standard EPS-95 formula (Pensionable Salary × Pensionable Service ÷ 70, minimum ₹1,000/month where eligible). Your actual pension depends on your verified EPFO service record. Get an accurate assessment →
❓ Frequently Asked
About This Calculator
What is the EPS-95 pension formula?
Monthly Pension = (Pensionable Salary × Pensionable Service) / 70. Pensionable salary is capped at ₹15,000/month under the current wage ceiling, and pensionable service gets a 2-year bonus if total service exceeds 20 years.
What is the minimum EPS pension?
Eligible members generally receive a minimum monthly pension of ₹1,000, subject to EPFO eligibility rules.
Is this calculator's result exact?
No — this is an estimate using the standard EPS-95 formula. Your exact pension depends on your verified service record and salary history with EPFO. Contact us to get an accurate assessment for your case.